Sure, I always keep a contingency plan in the back of my mind—like a Swiss Army knife for life. But the trick is not to build a fortress that never lets the rain in; you need a few levers to pull when the weather changes. So map out the obvious risks, then add a spare, flexible buffer for the rest. If a curveball lands, you’ll already have a few options and the energy to pivot without losing your balance. And remember, the best plans are the ones you can throw out the window and improvise around.